Areas We Serve
Maryland, Northern Virginia And Washington DC
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What Is Assisted Living?
Assisted living facilities are the type of housing facilities that are designed for senior adults who need help with activities of daily living. The facilities are structured in a way to promote home-like settings that offer peace of mind and independence amongst senior loved ones while providing personal care, mobility assistance and other needs. The assisted living facilities also provide many scope to engage in social activities and get-togethers.
Services Assisted living facilities provide
- Assistance with activities of daily living
- Medication Management
- Light or full housekeeping
- 24-Hour Security
- Laundry Service
- Health Services and Wellness Programs
- Community Meal Service
- Outings and Events
- Social and group activities
- Transportation Arrangements
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Senior adults require assistance in their day-to-day activities. Their health undergoes several challenges, like reduced mobility, medication management, difficulty keeping up with household chores, and many more. So, several assisted living facilities are present to help senior adults maintain their health and provide personal care.
There are plenty of assisted living facilities that provide 24/7 care and assistance. However, choosing the right assisted living community for seniors that caters to their unique needs is an overwhelming process. With years of experience in the senior care industry, we offer comprehensive services to match their physical, emotional, social, and financial needs.
Senior Care Love’s Free Assisted Living Placement Services will help you find the right assisted living community for your senior loved one. We guarantee to help you find the best assisted living facility that ensures 24-hour quality care at an affordable rate.
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Cost Of Assisted Living
The average cost of assisted living is $3000 to $5000 per month. However, the price varies depending on the city, state, and community within the same area. For instance, some assisted living facilities may have all-inclusive monthly charges that are steady in the long run. However, some facilities offer customized services or itemized billing that charges for specific services. In such a scenario, the cost may go up as senior adults require more assistance in the advancing years. All this excludes the standard cost, which goes higher every year.
How do you pay for assisted living?
Medicaid helps you financially afford assisted living facilities. The coverage comes under the 1915(c) waiver program, also known as Home & Community Based Services (HCBS) waivers. HCBS waivers are designed to provide seniors with more choices in long-term care. HCBS waivers also vary in different states, so make sure that you look into the state’s Medicaid program.
The department of veterans affairs gives A&A benefits, which are a monthly, needs-based payment above and beyond the VA pension that veterans receive with their standard VA pension. The payments help veterans, their spouses, or their surviving spouses access long-term care. The A&A benefits do not pay for assisted living facilities directly, but the money can be used to cover the costs of long-term care.
It is a good option to pay for assisted living facilities. Reverse mortgages are loans that one takes out, keeping their home as security, without having sold their house immediately. The loan is repaid when the last resident of the house moves out and the house is sold. The borrower has to pay the loan with interest.
The policy covers some long-term care, like assisted living facilities. The insurance may not cover all forms of long-term care, so choose wisely. Also, you may have difficulty getting a long-term insurance policy after reaching a certain age. So, the insurance is typically available to those having the policy before needing an assisted living facility.
A life insurance policy helps the loved ones when the policyholder has passed away. Some insurance policyholders cash out their policies to get money to pay for long-term care. While many insurance companies will buy back the policy in exchange for a portion of the cash value, some seek the help of a third party to handle the life settlements. Learn about the pros and cons before seeking life insurance for long-term care.
Many individuals opting for assisted living facilities can also choose to pay through their private funds. It is highly expected that the cost of assisted living facilities will increase in the coming years, so one needs to make a proper plan before paying for assisted living through private funding. There are several sources, such as steady pension payments, withdrawals from retirement accounts, savings accounts, stock market investments, annuity income, and so on.
How Can We Help?
- We offer Assisted Living placement at No Cost.
- Easy selection procedure with virtual and in-person tour facility.
- We work closely with families and seniors loved ones to understand the unique requirements of seniors.
- We help you get in touch with affordable assisted living facilities at your preferred location.
- All our partnered facilities are fully vetted.
- We offer customized plans to match your physical and financial requirements.
- We will be with you throughout your transition journey.
- We guarantee 100% customer satisfaction with full-time quality care for senior adults.
